CREDITO – A Decentralized Credit Intelligence Service Which Gives Credit Value

CREDITO – A Decentralized Credit Intelligence Service Which Gives Credit Value


greetings of Credito community dipostingan I want to introduce this about the project, Credito, and here’s the discussion:

Credito is a decentralized credit intelligence network that provides credit scores, transaction value and loan markets supported by the Ethereal blockfain, Intelligent Contract and IPFS, which increases transparency and reliability.. Credito brings Financial Inclusion to “Credit Invisibles” by providing accurate and reliable credit score. A relatively high proportion of young people are invisible or unhidden credits. That’s not surprising, because they have not had much time to build credit history. For some, however, not building credit as a young adult can be the stage for lifetime credit ignorance. People who have no credit score or credit history may find it more difficult to rent an apartment, buy a car, buy a house, and of course get a credit card. In short, it closes them off many ordinary financial transactions.Credito is building a Credit Intelligence Network for the credit industry to prevent Credit Risk by identifying fraudulent transactions as they occur, allowing industry to make informed decisions ย .

What is the need for a decentralized and transparent Intelligence platform?

Regardless of the efforts made by banks, card issuers, and merchants, credit card fraud continues to grow faster than credit card spending. Data violations have resulted in more card details being compromised, and the growth of online shopping has led to more opportunities for ecommerce scams. According to a 2016 report by Nilson1, the loss of credit card fraud reached $ 21.8 billion in 2015, which increased by 162% from 2010’s $ 8 billion. Losses for 2016 are already estimated at more than $ 24 billion, and this loss is expected to reach $ 31 billion by 2020.

On the other hand, the peer to peer platform (p2p) is one of the fastest growing segments in the financial services space. The market for alternative finance has gained popularity in recent years. A finding by Transparency Market Research shows that “the opportunities in the global peer-to-peer market will be worth $ 898 billion by 2024, from $ 26 billion by 2015. The market is anticipated to increase at a CAGR of 48% between 2016 and 2024.

A finding by Transparency Market Research shows that “the opportunities in the global peer-to-peer market will be worth $ 898 billion by 2024, from $ 26 billion by 2015. The market is anticipated to increase at a CAGR of 48% between 2016 and 2024.2” While the P2P platform continues to face the risk of default, and fraudulent practices, the growth prospects of this segment remain strong, especially as the banking sector continues to struggle with protracted breakdowns. Thus, a decentralized and transparent Intelligence platform provides a great opportunity for Lenders, Borrowers and Financial Institutions to reduce their risks.

How Credito is the Solution?

Credito is Transparent

Credito takes advantage of the transparency used by the main notebook by monitoring borrower and creditor activity to prevent one party from overextending too much. For example, this will be used to prevent the borrower from obtaining multiple loans from different lenders who then tend to default.

Loan Agreement is an Intelligent Contract

The Loan Loan Agreement is a self-executing contract with the terms of the agreement between the Lender and the Borrower, which is directly written into the code line which brings increased transparency and reliability. The codes and agreements contained therein are in a distributed and decentralized blockchain network. The Credit Loan Agreement enables reliable transactions and agreements to be made between unknown and unnamed parties without the need for central authority, the legal system or external enforcement mechanisms. They make transactions traceable, transparent, and irreversible

Credito is “without trust”

Credito will avoid the risks associated with third parties, and also eliminate the need to trust the opposing party. When the borrower submits a loan request to Credito Network, the opposing party can not manipulate or terminate the loan request after the loan is made. Releasing the risk of an adversary or a third party is essential to avoid unfair and undesirable behavior.

Credito Analytical Engine

Credit scores aim to reduce investor investment and borrower’s credit score. Credit scores are generated by Credito Analytic Engine, a self-learning algorithm using continuous feedback with the help of Big Data analysis, Machine learning, and Artificial Intelligence, which offers scores that act as dynamic markers of the possibility of someone to pay the loan amount, which develops with a record client loan payments.

For more information :






VEGA – Predicting Futures Prices And Future Markets

VEGA – Predicting Futures Prices And Future Markets


Vega is an automated business bionetwork where users can allow AI to improve the practice of various machine learning methods to send automated trading to many exchanges, which will be applicable in order to predict future futures and market prices. There the Ecosystem conducts social media analysis because of the irrefutable fact that a collection of data collection captures social media and press releases, it provides A Waya for index and market analysis estimates.

Next-Gen Prediction and Analysis

Vega uses a decentralized model in which contributors can choose to pool their resources with each other to increase their income and reduce their losses. Users can apply their own configuration to build different tolerance levels for risk vs. payback and collect useful real-time market data provided by AI with recommendations.
Over time this trained in the neural network to the learning device allows prediction and probability not just real-time reactions. Users will have the option to allow AI to make smart decisions and automatically place offers for coffee lovers. The capacity of P2P software uses the latest system of blocks and systems so that the user knows where each trade is positioned and tracks ongoing collateral transactions. All effort, decision making, and insensitive data will be guaranteed by blockchain.
The machine uses a community-based system consisting of many reliable sources of information with historical and current data captured by the Vega AI program learning tool. A lot of data will be captured consistently from various systems over the web.
AI robotic and configurable AI Veg gives lovers the use of something once available and then the main player is marketed.

Vega AI

Vega AI, Lyra’s network center, is with the ability of sophisticated natural vocabulary processing and reactive human interaction, enabling a sentimental research strategy. Users can connect to AI and configure investment options. The UI is instinctive and allows integration with public media channels.
Using the Q-learning model, the algorithms and special factors in weighted decision making allow for high volatility recognition to reduce investment hazards. Over time, through learning, AI can act in response to clear and concise information that increases from positive support, thus progressively lowering the probability of error.
The info gathering cluster continually directs the web API calling service to collect data, demands functions from Vega AI and sends and stores open public data on the table with a quick index on the IPFS blocking network.

Token Vega AI

Token Vega allows the holder to have an impact and interest in the network to take advantage of all future features and add for development. This token will support other intelligent agreement systems in the future.
Details of ICO Vega AIO
System – Etereum (ERC20)
Crowdsale – November 24, 2017 to January 7, 2018
Hard cover – 30,000,000 VEGA
Price per token – 0.001 ETH
Vega AI Alternatives Verdict
Cryptocurrency is rapidly turning into a wild western world. Everyone appreciates that the market is a bubble and in that scenario, ownership becomes a hot potato. When market segments are so irrational and daytime bot bots happen, informed individual decisions are of little use.
Diversified portfolios could be the choice of many holiday resort traders and Vega is a system that will help take care of the portfolio with little care. How effective it is to do it is still to be considered.


Brian Carter – CEO and Founder
Ryan Shraq – Senior Builder and Knowledge Knowledge Expert
Amanda Taylor – Business Management and
New Network Team Coordinator – Provides Placement to Operations
For more information:

TraDove – World’s First B2B Coin

TraDove – World’s First B2B Coin

Website | Whitepaper | Twitter | Facebook | Reddit | ANN Thread | Telegram
Significant changes in the commercial world have occurred in the last twenty years. The explosive growth of internet accompanied by the creation of social networking has made information everywhere. Smartphones and mobile devices put the world in the palm of our hands. Facebook and LinkedIn allow instantaneous instantaneous and inter-individual links on the opposite side of the globe.But B2B is left behind. In this space, information is in the Balkans. Potential business partners in the same city may not know each other. Less transparency. Even after identifying potential business partners, the “quality of business” of potential partners is often difficult to assess. In the consumer space, peer opinions are easily available using Yelp or Google Review. This is not the case in B2B space, where targeted marketing is much more difficult.

Ultimately, trust is a problem. How can we determine whether a company or a company executive that we have never run a business trustworthy? How can we ensure that we will be paid for the goods or services we provide?

Google is not suitable for this because most of Google’s information is consumer-oriented. Google information is less B2B relevant. Without a substantial modification of his “Friend Circles” Facebook is not compatible with B2B. To adapt successfully with B2B, LinkedIn products have to be redesigned substantially.

Introducing TraDove

TraDove, Inc. (“TraDove”) was established with a single mission, to meet the basic needs of every company in order to buy and sell better by creating a business network that connects buyers, sellers, products, services and corporate companies. We will be able to allow any company to market and advertise other companies through their internet products and services in a targeted and precise manner.

TraDove has developed a proprietary process to authenticate users on the general network. Much more difficult to forge a profile. This is a social network tailored for corporate purchases and sales. It connects business people, products / services and companies seamlessly to share knowledge, experiences and opportunities in a much more relevant way.

TraDove Business Social Network

TraDove was born to solve this problem:

  1. How do you find business partners quickly and credibly?
  2. How do you ensure the quality of a potential business partner and the quality of the product / service you are going to buy?
  3. How do you market your B2B products / services to hidden demands in a targeted way?
  4. How do you make sure you get paid for what you give or get what you pay for?

TraDove Value Proposition

Business social networks connect buyers, sellers, and other companies to interconnect products / services and companies in a way that:

  1. Shorten the search cycle and identify potential business partners in a credible way
  2. Make B2B time and effort more transparent and concise (with reference, support, etc.)
  3. Is a company-based precision advertising company via the Internet
  4. Increase trust in B2B transactions and payments
The main purpose of TraDove’s B2B 2.0 is to ensure and maintain credibility, both on and off the network. There are several ways to achieve it. The basic authentication of potential network members is at the first level. TraDove has developed a proprietary process to ensure prospective new members efficiently. Once logged in, democratic rankings such as those deployed by LinkedIn or Yelp retain the members credibility level. This activity is very important. This is a device that helps maintain the quality perception of the TraDove network


TraDove will use Ethereum-based tokens, blockchain technologies, and advanced user authentication to solve fundamental trust issues in B2B and international commerce. Confirmed, checked and reviewed buyers and sellers will use smart contracts to trade through the global business-to-business platform, ensuring payment is successful.

Details Of Token Sales

Token Sales ScheduleFebruary 1, 2018
Purchase TokenEthereum, Bitcoin, Fiat
Price Token1 BBCoin = $ 0.16
Total Supply Token1.000.000.000 BBCoin

Project Road Map


MembersKent J Yan – Business, Finance, and General Management
Matt Ciantar – Sales, Marketing and Business Development
Jian Zheng – Blockchain Technology, AI, Product Development
Igor Gustincic – Sales and Business Development, Europe
George Cheng – Network, Security, Big Data and Cloud
Rick Roux – Web Marketing, User Acquisition
Jia Liu – Mobile Development
Albert Wang – User Experience and User Interface
Advisors & InvestorsRichard Rosenberg – Former Chairman and CEO of Bank of America
Phil Duff – Former CFO of Morgan Stanley
Gerhard Schulmeyer – Former CEO of Siemens, Inc.
Gary Cowger – Former Group VP of General Motors
Gordon Kaufman – Professor Emeritus, MIT Sloan School of Management
Dr. Anastassia Lauterbach – Former SVP, Deutsche Telekom
Mike Honda – Retired US Congressman
Mario Rosati – Name Partner, Wilson Sonsini Goodrich and Rosati
Xiongwen Lu – Dean of School of Management, Fudan University, China

Quick Links


SwissBorg – the first revolutionary CyberBank

SwissBorg – the first revolutionary CyberBank

About SwissBorg

Imagine a bank offering Best Of Breed’s investment solutions for everyone without limits and limitations. Whether you are an individual, a DAO or a financial expert, SwissBorg creates a democratic, decentralized and professional ecosystem for the management of a portfolio of cryptoactive assets.

The main advantages of the platform are

๐Ÿ”ธย  Made in Switzerland
๐Ÿ”ธSmart contracts are based on a set of multitasking intellectual contracts that provide an ideal basis for individual investment strategies.
๐Ÿ”ธHighly intelligent people (all owners of CHSB tokens will have the opportunity to participate in the development of the SwissBorg network through the concept of “proof of meritocracy”)
๐Ÿ”ธCrypto asset services (each person is unique and must have a tailor-made solution appropriate to his or her needs in terms of risk, target returns, financing and other services)
๐Ÿ”ธAlpha investment strategy and (team offers more than 90 years of professional experience from leading investment companies.)
๐Ÿ”ธDecentralized autonomous organizations (DAO) (corporate structures will be redone in the DAO) Swissborg will help DAO minimize their high combustion rates, creating a financially healthy and sustainable organization in the long term, and as a result Swissborg will become the ideal investment technology for DAO to maximize its chances of achieving their goals and bring real value to our society)
๐Ÿ”ธthe financial community (it is time for managers on wealth become more creative and SwissBorg ready to help in this)

Pla SwissBorg form of capital management consists of a set of features designed to empower the community to:
๐Ÿ”ธ1.Komanda project is aimed at regulating in a few countries.
๐Ÿ”ธ2. Will provide technologies, products and services for managing cryptographic technologies B2B and B2C.

CHSB (SwissBorg network token) is a universal token used for participating in the SwissBorg network.
Tokens owners benefit from a staged referendum poll to determine the evolution of the network, a set of privileges designed exclusively for members of the network (early access to products, services and bonuses).

The team advocates a legal and transparent scheme for investment and monetary exchange, takes into account tax collections and prevents money laundering . At the moment the company does not have direct competitors.

: 07/12/2017 – 10/01/2018 Symbol: CHSB
Volume of issued tokens: CHSB
Soft cap: 5.000.000 CHF
Hard cap: 50.000.000 CHF
Accepted currencies: ETH, BTC, XRP, BCH, LTC & Fiat

Whitepaper: -white ..
Blog Medium: @swissborg
AnnThread BTT:

ugChain: Creating Decentralized Game Ecosystems Through Blockchain

ugChain: Creating Decentralized Game Ecosystems Through Blockchain

ugChain is an ecosystem consisting of a decentralized set of applications, and essentially a decentralized account system (DAS) that utilizes blockchain technology where they have a built-in exclusive token named UG Token (UGT), which as well as having equity attributes and monetary attributes.

DAS or may also be referred to as a Decentralized Account System featuring user autonomy built on Ethics, providing a user experience that is not troublesome in authorizing information across service providers by simply asking the user to sign with his or her key, rather than the traditional way of registering and login password under each of the centralized service providers.

Gamma board certainly will not discuss this project if it is not related to the game at all, yes, ugChain first entered the gaming industry and worked with 360, Hoolai and other famous game operators to design game ecosystem solutions with application scenarios including game distribution channels, game accounts, game payments, virtual commodity purchases, E-games, league holdings, fundraising, community and other scopes.

After two months of collaboration adjustment, ugChain has officially completed integration with a well-known Japanese game team led by Andy and issued a new cryptocurrency named UGC. ugChain uses a double blockchain mechanism, which complies with the application of a decentralized ecosystem and the ease of use of principles to support eco-participants in different countries and regions setting up participant apps; ugChain will also expand global markets, promote innovation in the blockchain industry, and then benefit all members of the community .

The main goal of ugChain’s establishment is to build a “blockchain UG”, which leads the global ecosystem of a decentralized gaming industry with the ultimate goal of achieving large numbers, the strong influence of a decentralized account balance system, and solving most of the problems in today’s centralized applications. After six months of continuous development, ugChain completes the integration of initial resources and application construction for the gaming platform, and will enter a critical period of application promotion and ecological chain construction.
ugChain is an open platform that offers a variety of contract programs to facilitate active participants in the gaming community as channel operators, they can access the games they want, and then retain their users, get the appropriate benefits when users download, reload, etc. Access games can be distributed at distribution centers provided by UG service providers. Each participant holding UG accounts can create independent channels based on services provided by the platform to build their own profit promotion system.

In traditional transaction mode, inter-player transactions will be processed by a third-party service provider that will confirm the seller’s game assets, connect the seller and buyer accounts to transfer accounts and funds, and collect fees. This centralized transaction mode is vulnerable to fraud from buyers or sellers. The industry of game asset transactions is now growing rapidly, but the centralized transaction mode has hampered industry development due to fraudulent risks, long transaction times and other losses.

However on the ugChain system, Game assets owned by game players can be registered with blockchain according to the player’s address. Therefore, users can transfer the game assets safely and quickly through smart contract. For the transfer of game assets controlled by smart contracts, the transaction process will become more transparent, convenient and secure, and transaction results will be irreversible and can be tracked permanently. More details please note the following picture:

Users can recharge inside the game, buy props and do other things with the ugChain platform. Recharging and other processes involving payment of tokens and transfer of game assets will be done through smart contract . Prop trading will be supported with asset support from game carrier. Assets are transferred by contract through blockchain. Contract performance will simultaneously realize the gainsharing to channel operators, and everyone can be a channel operator where it is suitable for many scopes including games, gift broadcasts, paid reading, ugChain already have strategic partners in this field.
Users can recharge inside the game, buy props and do other things with the ugChain platform. Recharging and other processes involving payment of tokens and transfer of game assets will be done through smart contract . Prop trading will be supported with asset support from game carrier. Assets are transferred by contract through blockchain. Contract performance will simultaneously realize the gainsharing to channel operators, and everyone can be a channel operator where it is suitable for many scopes including games, gift broadcasts, paid reading, ugChain already have strategic partners in this field.
Carry itself is a point-to-point mobile game fighting platform, a battle platform that can be customized with gambling conditions and win prize pools, supporting multiple mobile games including the King of Glory .

UG wallets will be available that can be used to manage blockchain assets, blockchain assets can be transferred in and out, including UGC and ETH, also a token management tool application for users. In addition, the wallet app is an autonomous community of players, users can participate in voting, discussions, etc. The wallet has a balance management function that can realize the addition of blockchain asset transfer now.

Each UGC holder can also start a proposal in the ugChain community. The proposal should be in accordance with the direction of community development. The results of joint proposals are chosen by the whole community. By the time the proposal is launched, the current status of the block will be considered a reference standard for UGC shares. The more holders of UGC hold, the greater the weight of the holder.

Competition point-to-point on blockchain, offline league, live and timeline drills, these four dimensions expand the vitality of the game to create a sub-ecommerce e-sports industry.


ugChain is a platform that utilizes blockchain technology from ethereum using smart contract ERC-20 which will help you in transacting much more safely, including buying and selling of in-game items as well as some other scopes. We think this concept will be useful for the future.

Diclaimer : The PapanGame team and author are not part of this project, all articles in this page are informational only. If there is still you do not understand and want to be asked please visit their site below:


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